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Financing & Leasing Options
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Furniture Financing The Easy Way

If you are looking to purchase furniture, The Furniture Loft offers very flexible and convenient finance options. We offer primary as well as no credit needed financing through a network of reliable 3rd party finance partners. You can apply online or contact us at (770) 648-7081 and speak with a sales associate with questions about our special promotion finance programs as well as our no credit needed finance programs.

How to Qualify

To qualify for one of our finance programs, you will need to meet one or more of the following requirements:

• Be 18 years of age or older
• Have an active checking account (not a pre-paid account, payroll cards are ok.)
• Employment or other source of income (disability, social security, retirement etc ok.)



Snap Finance

Bad credit. No credit. Bankruptcy.

We're your No Credit Needed financing partner!

Has your credit score taken a hit? Have you been denied traditional financing? Or maybe you don't have any credit history, good or bad? Don't worry, you're not alone! Getting financing can be difficult. Snap is here to help!

Industry Leading Approval Rates

Our online application is simple and quick to complete and you'll know in seconds if you're approved. It couldn't be easier to get the things you need! So if you're looking to finance furniture, mattresses, wheels, tires, and more...use Snap! We're the fast, flexible, and friendly choice.

Get up to $3000 Bad credit or no credit? No problem!

Snap doesn't offer traditional loans. Instead, we offer a consumer lease that allows you to finance your purchase over 12 months of convenient payments. We also offer a 100-Day payment option, the best terms around. Need new tires for your car? Or new furniture for your growing family? Don't let bad credit stand in your way. Snap is your partner for No Credit Needed financing!

Snap Finance - Apply Here



Progressive

We know that a three-digit number doesn’t tell your story. That’s why every Progressive approval is NO CREDIT NEEDED.

Our underwriting process allows us to consider more than just credit reports and credit scores. We look at many other data points including income and banking history and regularly approve people with less than perfect credit or very little credit history.

Affordable and flexible payment options

Get paid weekly, every other week, or monthly? Easy payment options and automatic withdrawals accommodate your payday schedule.

Progressive



West Creek

Simple Application

Our simple application takes less than two minutes to complete so you can get what you need without the hassle. You can even apply on your own device or from the comfort of your home!

Fast Approval

If you thought the application was quick, just wait to see how quickly you're approved. Apply and we’ll get you a decision within seconds so you can make the purchase you need.

Transparency

We understand that transparency is of the utmost importance to our customers, which is why we send full agreement details by text to be sure you know exactly what to expect.

West Creek



Acima

No Credit Needed

We believe most of us are better than our credit histories. We are committed to seeing one’s true potential by looking beyond a credit profile.

Instant Decisions

Our proprietary technology will issue an immediate approval decision upon the completion of a brief online or mobile application.

Easy Payment Options

Take the time to pay for what you get today. We offer tailored payment schedules paired with early purchase incentives.

We'll Report Your Lease Activity

Partnering with credit bureaus, including Experian, means we can report your payment history directly to these bureaus.

Acima